Proposals in the Reserve Bank of New Zealand's capital review may make the prudential requirements for smaller lenders more onerous, their association says, as it raised concerns about issues related to proportionality and conservatism.The Non-Bank Deposit Takers Association's (NBDTA) views were submitted to the Reserve Bank of NZ's (RBNZ) capital settings review, a process welcomed, as well as critiqued and challenged on methodological grounds.NBDTA comprises credit unions, building societies and prudentially regulated financ...